Everything You Must Know About ‘Speeding Penalties’

The flash light that you notice while driving on the road, may not be from a mobile phone camera. Sometimes you would not even notice the light go off, and you would receive a letter under your day telling what you did.

Or, the police authorities may have just caught you red handed while you were driving over the allowed speed limit. Right at that instant, you start thinking about how to pay for a penalty, and repenting pressing your feet on the accelerator.

The Penalty

A speeding penalty depending on how much you exceeded the speed limit has the following charges:

  • A minimum fine of £100.
  • 3 penalty points added to your driving licence report.

The amount of penalty is deciding based on different bands of speed escalations. The more you had exceeded the set speed limit, higher will be the fine charged from you.
If you accumulate 12 penalty points or higher on your licence within a 3 year period, you can be disqualified from driving altogether.
The terms are more serious for new drivers. If you build up 6 or more penalty points on your licence within 2 years of passing your driving test, it can be revoked or withdrawn directly.

Receiving the Penalty

The medium of receiving a penalty depends upon how you were caught.

If caught on camera If stopped by the Police
You will receive a Notice of Intended Prosecution (NIP) and a notice under section 172, within 14 days of being caught. You will either be let go with a verbal warning, or be asked to appear in the court following the receiving of a letter.
You are supposed to reply to the notice u/s 172 within 28 days, telling the police who was driving the car. You will then be sent an FPN. The authorities will send you an FPN within 14 days of your getting caught.


What is FPN?

The police and vehicular authorities as penalties for breaking traffic laws send a Fixed Penalty Notice (FPN). You get 28 days to either pay or challenge the FPN.

Not paying for an FPN can result in prosecution, where you may have to pay higher costs and bear the court costs too.

If you decide to plead guilty, you will have to pay the fine to the authorities within 28 days. If you fail to concede with the deadline, you will be charged 50% more. The more you delay paying, higher the accumulated amount will be.

In case you do not want to plead guilty, you will be subject to bearing the court costs too. You will be fined an amount reaching up to £2,500 and more penalty points on your licence if the court finds you guilty of speeding.

Paying your Penalty

You can easily make the FPN penalty payment online. There are other options too, but paying online is the most convenient one.

It can be hard to cut through your budget to make space for a speeding ticket. And especially if you are already under a lot of financial stress.

You can always take a deal on personal loan from an online lender. No broker is involved in such short-term loans. You get an instant decision on your application, no fees are charged from you as hidden payments and your bad credit does not stand in your way.

As an Advice,

Try being careful on the road while driving. These violations and tickets stay on your record for the next 10 years, and do not go away with your responsible behaviour. Penalty points on your driving licence reflect ignorant and irresponsible behaviour on your part. Loans for people with bad credit can save you from going to court or jail, and can help you in paying off all legal penalties.

Description: Keep your foot in control and stay conscious of the speed limit while driving. Getting a speeding ticket on your record can be a harsh thing for your future ventures. Loans for people with bad credit can help if you are unable to pay for your ticket.

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